Wednesday 25 September 2013

PROMISES AND AFFORABLE SUSTAINABLE HOUSING

PROMISES AND AFFORDABLE SUSTAINABLE HOUSING

With the greater part of the party conference season over it has become clear that we live in the promised land and no wonder so many people want to come to live in this country.   Our party political system is geared to making promises that are in the main not costed or undeliverable and in truth will do nothing to support the normal working man or woman of this country.  How can i say this because take the minimum wage for years they have kept this at the true level of poverty as without the benefits system to back this up they would be in poverty.   For many of these people it would be better for the family finances if they left work and were on the dole, so it is clear that all the political parties do not understand how to make work pay.    Now they go onto the saga about the living wage and this is more of a comedy then the minimum wage, they claim that this is £ 7.20 per hour times 40 per week = £288.  Now take rents at £100 plus per week add rates, electric, gas, water and natural living expenses they still need the benefits system to keep them where they can live a normal existance.   How is it that we keep people on such low wages and then need to top this up with public finances to help them survive, wouldn't it be cheaper to remove all payment of income tax until they earn above a true living wage which in truth is around £400 per week.  The saving in the tax, tax credit and benefits system would cover the costs of the shortfall in lost tax, as someone who has helped people fill in forms i know how complicated they are and how over administered the system is.

After looking at the wage structure they need to look at the housing problems which are much of the cause of why we need such a high benefits structure in this country.  We all know that when they started to sell council houses it was the start of a big problem for the country as the failed to reinvest the money from those sales into building new homes.   This has caused a shortage of social housing which created both larger markets with social landlords and private rented housing.  It is clear that with the lack of investment by government in true social housing (the old council homes)  the private sector is now in control of the public finances in this area.  Look at it this way because there is a lack of social housing and an ever increasing demand it pushes up the prices of housing.   As the price of houses increases the so does the need to meet the greater investment costs by increasing the rent to meet the social need the costs are spiralling out of control.  With a million people on council social housing lists waiting for homes and increasing by the day the costs of rents will go up and the costs to the nation in housing benefits will increase also.  Since the last election the government has cut the money given to councils (outside London) for the provision of social housing but without this investment the costs to the welfare system are increasing.   But thats where i started this conversation, politicians making promises that are not costed, unaffordable and not sustainable, with a get rich quick (or richer) side to the polices they have.   Many will be the same as me i bought my home for £56k in 1991 and it is worth £180k now, great for me but is it really ?  If i sell i have to live somewhere and although i could choose to move somewhere smaller and cheaper i would gain out of it, i'm not so sure.   But then again i could wait for old age and let the state take it for my social car (another blog another time).    

For nearly 11 year i have been involved in council work and it is clear that the system is broken and what needs to be done is put councils of a sustainable footing to meet the demands for housing needs of it's area.   I have an idea but it's no good sharing that without a council and bank/building society that are brave enough to look at it.   Some years ago i put an idea to Cornwall Council and i wasn't even asked to the committee meeting when they discussed it, so no luck trying there again.  Are you able to help, do you work for a bank or mortgage company and would they be willing to try something if so get in touch   Armand Toms 01503 264823

Sunday 22 September 2013

DO WE CARE ENOUGH ?

Getting older sometimes give you an insight into what the future holds as your elder peer group are where you will be in such a short space of time.   I remember when I started work many of those who i worked with were fit strong men, they worked hard and enjoyed life to the full.  Now many of them are in there 70s and 80s not so mobile and some in the need of help to stay within the community.   As the age demographic in Cornwall changes so will the difficulty to meet the demands place on it by the increasing numbers of people needing adult social care.   To show this look at the figures, in April 2010 there were 3238 service users then come forward to April 2013 and that figure has increased to 4766 not far off 50% increase.    You will know that costs have not gone down in the same period which will also impact on the budget, yet the current coalition government have place further cuts into the system.   My question is and will always be how do we continue to provide a service whilst the money to meet the increased demand is not there, a question that has no easy answer and places enormous pressure on those in charge of social care.  So far social care services in Cornwall have managed by taking out management costs and removing or reducing costs to services on the edges but there is only so much you can do to meet the extra demand.

Talking to local people they want to keep public conveniences, bus routes, repair roads whilst cutting car parking charges but they say very little about social care.    Perhaps much of this is about them not knowing what social care does and will only know when they need it or one of their family needs it.  So how does the Council meet all the demands of the public to keep services and meet demand, well the truth is that they will not be able to do so.    Unless council tax goes up to cover this or the government realises that the cuts they have introduced will hurt local people and reverse them, but i don't think either of those will be allowed.  In 10 years of being a councillor i have never known a time like it, you can reorganise, reduce, cut and shed staff but there becomes a point that to go further will hurt people.    I believe that we are at that tipping point when the balance of services in social care are such that demand will exceed the available resources.   Please don't get me wrong the decisions to be made in the next couple of years will be more then difficult, some will be life changing for the people of Cornwall and the Council.  

This financial year Adult Social Care needs to save £18.5m to keep pace with demand, next year it will be £13m and this from a total budget of £140m this on the back of three years of tough budgeting.  Everyone who works in social care do so because they want to help and support the community, yet with savings to meet such as those above it is near impossible to do what is needed for clients they meet.   I have at first hand seen how hard those involved have worked to improve the services provided in Cornwall yet are we helping them with such budget constraints ?

It is for all the people of Cornwall to make our voices heard to make sure that Cornwall gets a fair share of funding to meet the basic demands on services, so write to your MP and councillor to make your views known.  My feelings are that those in London don't see Cornwall as a priority, our road, rail links are poor and our funding per head of population is less then the city.  We get European funding because of the inequality we have with the average european living standards why does our own government not care about us.